Laws_and_Regulations:

• Consumer Handbook to Credit Protection Laws - Federal Reserve's guide to consumer credit laws.
• Consumer Leasing Act - Full searchable text provided by Cornell Legal Information Institute.
• Credit Repair Organizations Act - Full text of the law regulating credit repair organizations.
• Electronic Fund Transfer Act - Full searchable text provided by Cornell Legal Information Institute.
• Equal Credit Opportunity - How the Equal Credit Opportunity Act (ECOA) protects consumers.
• Equal Credit Opportunity Act - Full searchable text provided by Cornell Legal Information Institute.
• Fair Credit Billing Act - FTC summary of the law governing "open end" credit accounts.
• Fair Credit Reporting - How the Fair Credit Reporting Act (FCRA) protects consumers.
• Fair Credit Reporting Act - The complete text (as of 07/1999) of the law governing credit reporting.
• Fair Credit Reporting Act - FTC Educational material and staff opinions on the FCRA.
• The Fair Credit Reporting Act Amendment - Discusses the 1997 amendments and has links to more information about the Act.
• Fair Debt Collection Practices Act - FTC Educational material and staff opinions on the FDCPA.
• Fair Debt Collection Practices Act - Full text of the law governing third party collection of debts.
• Federal Trade Commission - Primary government agency that enforces credit laws.
• FTC OPT-OUT Information - Explains consumer choices regarding the sharing of personal information.
• Home Ownership and Equity Protection Act - Full text provided by Cornell Legal Information Institute.
• Identity Theft and Assumption Deterrence Act - Full text of the identity theft law.
• Legal Information Institute - An overview of consumer credit law with links to additional sources.
• Nolo.com Legal Encyclopedia - Information regarding debt and the wise use of credit.

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